AI credit & debt management — disputes, education, and debt support in one secure portal.
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NewLeaf
NewLeaf

NEW · Violations

See which creditors are out of line.

Example trade-line views that surface reporting issues worth a closer look — not legal advice, not a guarantee.

9:41

Portal · Violations

Violation flags

Worth a closer look

  • Capital One ····8812Flagged

    Possible re-aging

    FCRA §611

  • Synchrony ····2201Flagged

    Duplicate reporting

    FCRA §623

  • Midland ····0944Flagged

    Balance mismatch

    FDCPA §807

Example view — starting points for review, not legal conclusions

HomeLearnCreditAccount

Example view

Acme Revolving

····4242

Review
EQEXTU$4,280
Re-agingFCRA §611
Metro 2 accuracy58%

Metro Installment

····1190

Flagged
EQTU$9,640
Balance mismatchFDCPA §807
Metro 2 accuracy71%

Harbor Collection

····0033

Disputing
EX$1,120
Duplicate reporting
Metro 2 accuracy44%

How we’re structured · plain English

Clear about what NewLeaf is — and isn’t.

  • FinTech SaaS

    NewLeaf is a financial technology company. Subscription covers software to read your credit report, track disputes, log creditor communications, and learn your rights — plus live guidance 24/7.

  • Settlements

    NewLeaf is not a debt settlement company and does not settle debts as your settlement provider. You can negotiate with creditors through the app when that path fits. Larger cases may be referred to independent partners — partners may charge their own fees. NewLeaf does not collect a fee based on the amount of debt settled or the amount saved.

  • Banking

    NewLeaf is not a bank and does not take deposits. Any financing or banking services, when available, come from separate partners under their own terms.

  • $100 satisfaction

    Paid programs include a $100 satisfaction guarantee / refund under the enrollment window in your Service Agreement. It does not promise score changes, deletions, or settlements.

Support · 24/7 channels

One call, one text, one email, or one click — support channels are available around the clock for billing questions and account help.

Ready when you are.

Continue with email. We send a one-time code — nothing to install.

Continue with email