AI credit & debt management — disputes, education, and debt support in one secure portal.
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NewLeaf

Results

What progress can look like.

Illustrative snapshots of the portal experience — not guarantees.

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Example view — six-month arc as a composition timeline

sequence 01 · results-strip

00:00:06:00 · 30fps

sequence view
M0M1M2M3M4M5M6
  • Disputes
    Letter filedBureau receivedClock runningOutcome posted
  • Violations
    Re-aging flaggedDuplicate foundSpecialist review
  • Negotiation
    Creditor outreachOffer on tableSettled
  • Score timeline
    Baseline pullΔ duplicate deletedΔ balance corrected
◆ keyframe · six-month illustrative arcExample view — illustrative UI, not a promised timeline
  • 01Track 01

    Timelines

    Dispute clocks you can actually read.

  • 02Track 02

    Badges

    Violation taxonomy next to trade-lines.

  • 03Track 03

    Negotiation

    Original → offered → saved frames.

  • 04Always

    Honesty

    Every panel labeled Example view.

What we won't show you

No fake before/after score miracles. No guaranteed deletions. No promised settlement percentages. Panels above are Example views — illustrative snapshots. Results vary; your credit report decides.

How we’re structured · plain English

Clear about what NewLeaf is — and isn’t.

  • FinTech SaaS

    NewLeaf is a financial technology company. Subscription covers software to read your credit report, track disputes, log creditor communications, and learn your rights — plus live guidance 24/7.

  • Settlements

    NewLeaf is not a debt settlement company and does not settle debts as your settlement provider. You can negotiate with creditors through the app when that path fits. Larger cases may be referred to independent partners — partners may charge their own fees. NewLeaf does not collect a fee based on the amount of debt settled or the amount saved.

  • Banking

    NewLeaf is not a bank and does not take deposits. Any financing or banking services, when available, come from separate partners under their own terms.

  • $100 satisfaction

    Paid programs include a $100 satisfaction guarantee / refund under the enrollment window in your Service Agreement. It does not promise score changes, deletions, or settlements.

Support · 24/7 channels

One call, one text, one email, or one click — support channels are available around the clock for billing questions and account help.

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