AI credit & debt management — disputes, education, and debt support in one secure portal.
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NewLeaf

NewLeaf × Swift Law North · Free case review

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NewLeaf is not a law firm and does not provide legal advice. NewLeaf may be compensated for referring you to Swift Law North. Swift Law North is solely responsible for its legal services. Outcomes vary and are never guaranteed. This page is advertising, not legal advice.

How we’re structured · plain English

Clear about what NewLeaf is — and isn’t.

  • FinTech SaaS

    NewLeaf is a financial technology company. Subscription covers software to read your credit report, track disputes, log creditor communications, and learn your rights — plus live guidance 24/7.

  • Settlements

    NewLeaf is not a debt settlement company and does not settle debts as your settlement provider. You can negotiate with creditors through the app when that path fits. Larger cases may be referred to independent partners — partners may charge their own fees. NewLeaf does not collect a fee based on the amount of debt settled or the amount saved.

  • Banking

    NewLeaf is not a bank and does not take deposits. Any financing or banking services, when available, come from separate partners under their own terms.

Support · 24/7 channels

One call, one text, one email, or one click — support channels are available around the clock for billing questions and account help.